What is a Mortgage Loan?

A mortgage loan is long-term borrowing secured by your property. It's best for purchasing a home, refinancing an existing mortgage, or tapping equity with a second mortgage. Our lending partners offer competitive rates and flexible options for:

• First-time buyers who desire uncluttered approval channels

• Homeowners who desire to refinance or lower monthly payments

• Borrowers wanting to rebuild credit using secured loans

• Those looking to refinance mortgage options for better rates or terms

Why Capital Lynk?

Choose Capital Lynk because:

• Custom Rates & Terms: Every borrower is provided a plan that suits their circumstances and equity.

• More to Borrow, Less to Pay: Secured loans usually have lower interest than unsecured credit.

• Quick Approvals: Pre-qualify quickly with minimal paperwork.

• Clear Lending: No surprises or surprises fees - period.

• Establish & Secure Credit: Pay on time and build your credit profile.

How It Works

Follow these 4 steps:

1. Fill Out Online Application
   Explain your property, income, and goals.

2. Receive Your Free Assessment
   We'll calculate your home's equity and show you your choices.

3. Finalize Your Offer
   Review your rate, payment term, and total borrowing limit with full transparency.

4. Receive Funds & Start Your Plan
   Once approved by a lender, funds are typically disbursed quickly so that you can focus on what matters.

Eligibility Criteria

You could qualify if you:

• Own a home or property

• Have a stable source of income

• Have sufficient equity (usually 20% or more)

• Are not bankrupt or under foreclosure

Your credit may not be perfect, but Capital Lynk can help you, we look at your whole financial picture, not just your credit score.

When to Use a Home Equity or Mortgage Loan

Use a home equity or mortgage loan to:

• Consolidate multiple debts into one easy monthly payment

• Make major renovations or repairs to your home

• Invest in your property portfolio or business

• Pay for education, holidays, or medical bills

• Refinance to access lower interest rates

Why Homeowners Choose Capital Lynk

We combine technology with human expertise, giving you speed without compromising the personal touch. Our advisors ensure you understand every term, every payment, and every decision before you sign. Because at Capital Lynk, we think responsible, smart borrowing that puts you on a path to a confident future.

Release the Equity in Your Home

Apply online or speak with a Capital Lynk advisor to discover how much you qualify for, no obligation and no pressure.